Unfortunately, debt is a harsh reality many Americans deal with. According to Avidia Bank, the average household debt is $203,163, while one-quarter of Americans only have $100 saved. When your spending habits start damaging your finances and credit card bills begin to pile up, it may be time to ask for help. Spending too much when you don't have money to spend will lead to crippling amounts of debt and a bad credit score. Don't let the addiction ruin your future financial stability.
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