Some people don’t lend money to friends and relatives, and they have their reasons for doing so. If you’re against such rules, make sure it won’t have a bad effect on your budget and relationships. It’s better to say “no” than to lose a friend because they can’t give your money back.You don’t have to justify yourself but if you feel embarrassed, then you can say that you’re saving up for something or that you’re paying off some credit.
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