Jail restaurant helps to free bad debt prisoners

Credit card debt has become an American epidemic. The Federal Reserve said the mean credit card debt for American households in 2016 was $5,700. Rule of thumb: When in doubt, don’t pull the credit card out.“There’s something to be said for not buying something if you don’t have the money,’’ personal finance expert Ric Edelman said. “What a concept, right? We have fallen into a pattern in this country of seeing something, then buying it, even when you really can’t (afford it). That’s not a good pattern at all.’’