Assess your problems. If you are in debt, you can't afford to be an ostrich. Don't bury your head in the sand and give up. Immediately, right now, you've got to figure out how much money you owe so you can form a plan for getting out of the hole and getting on with your life. Get realistic and crunch some numbers.
- Generally credit card debt, car payments, mortgage, and student loans make up the majority of outstanding debt that most people struggle with. Add up these debts and any other types of debt that you've incurred. Get a number on the table and face it
