Talk to a financial advisor about consolidating your debt. You don't have to go about this alone. Loan paperwork is notoriously complex; it's frustrating to try to go through it solo, but find a financial advisor that you can trust and talk about consolidating the loans into a more manageable single payment each month, to make it easier to pay down your debt.
- It may also be possible to get the interest rate lowered on certain loans, or to establish a deferral for a short period of time. In some situations, you may be able to defer the payment for a certain length of time, during which you won't accrue interest. During this time, you can aggressively pay down the loan while it's not getting any bigger, a serious advantage.
