To break into the real estate business, you will need a bit of savings. Coursework, exam and licensing fees, and advertising can cost around $6,000 as you try to get started. Beyond that, it will be several months until you start to get clients and have deals to close, so you may not be getting paid as well.One good estimate is that you will need to be able to cover six months of living expenses to account for the time when you won’t be pulling in an income.