The history of cheques dates back to ancient civilizations, where early forms of financial instruments were used for trade. Mesopotamians, around 3000 BC, developed clay tokens that recorded transactions. These rudimentary tools can be viewed as precursors to the modern cheque, providing a means for merchants to record debts and payments without physical currency. The evolution of writing and documentation allowed for more complex financial instruments to emerge, setting the stage for the use of cheques in later banking systems.
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