Jail restaurant helps to free bad debt prisoners

“It’s about forming habits of saving,’’ Adams said. “Even if it’s just putting away $25 a month or $50 a month, it’s a positive. Maybe by the end of the year, you have built an emergency fund of $500. It’s something. “If you have nothing, you’re doing to fall back on debt if there’s a car repair or some unexpected expense. Moving from nothing to at least something is definitely a mindset shift. But it starts a habit.’’