Heavy Rains Flooded the Streets of Najaf in Southern Iraq

The main factor determining your risk is whether you are in a floodplain or not, which you can check with flood maps. Several other factors put you at risk for floods. For instance, if your main floor is below the base flood elevation in an area, you're at risk for flooding. You're also at risk if your near a body of water, such as a lake or a river. You're especially at risk near the ocean.