If you live in a moderate-risk or low-risk flood zone, you may not be required to have flood insurance. However, it is still a good idea to purchase flood insurance. Even if you are not required to have it, flood insurance can help protect your home and belongings in the event of a flood.
Knowing your flood zone and understanding your risk for flooding is an important part of flood preparedness. By taking steps to prevent flood damage, you can help keep your home and belongings safe in the event of a flood.
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