One way to help prevent flood damage is to know your flood zone. Flood zones are areas that FEMA has determined are at a high risk for flooding. There are three main types of flood zones: high-risk, moderate-risk, and low-risk.
If you live in a high-risk flood zone, it is important to have flood insurance. Flood insurance is a type of insurance that covers damage caused by flooding. It is important to note that standard homeowners insurance does not cover flood damage.
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